Insurance and Fees
New York Creative Therapists works with many insurance companies to help you afford your therapy sessions.
Fees:
Individual therapy $250 for 50-minute session
Group therapy $45 per 60-min group session
EMDR extended session $375 for 75-minutes
Family therapy extended session $300 for 60-minutes
We are in-network with:
Aetna
Medicare (straight Medicare or Aetna Advantage plans only)
We are in-network —with additional fees:
These insurances will incur an additional charge ($10-$50 per session) to offset low reimbursement rates.
Cigna
CDPHP (Hudson Valley)
MVP
Fidelis
Healthfirst
Out of network plans that will reimburse for our services:
We file these claims for you. We can help you determine your actual costs based on our experience with these plans. Contact us for a cost estimate.
United Healthcare (UHC)
Emblem NYSHIP
Carelon (formerly Beacon Health/Value Options)
CHP/ Consolidated Health Plans
Oxford/Optum
Empire BCBS
Anthem BCBS
GHI
We file all insurance claims—both in-network and out-of-network—so you don’t have to do any paperwork to get reimbursed. Claims are filed using “psychotherapy” procedure codes 90834 and 90837. We do not use special codes for art therapy, music therapy, drama therapy, play therapy, or dance therapy. All services are legally rendered as psychotherapy under NYS regulations.
Sliding Scale Fees
Clients seeking a sliding scale fee may work with one of our creative arts therapists in training under supervision, or one of our Limited Permit therapists. Our therapy interns are graduate students in their final year of schooling, and our Limited Permit therapists have obtained their Masters Degree and are working towards their NY State license. Our selection process for our interns is comprehensive. These carefully selected new professionals are valued members of our clinical team. We appreciate their curiosity and thirst for knowledge, and their passion for helping people be mentally healthy through the creative arts.
This page was last updated on August 17, 2024
Questions to ask your insurance provider if you are using out of network benefits.
Does my plan have out-of-network benefits?
Do I have a deductible?
How much is my deductible?
Have I met any portion of my deductible with other medical expenses this year?
What percentage of the fee for CPT procedure codes 90834 or 90837 will be reimbursed for out of network?
Information about out-of-network behavioral health benefits:
Not all plans allow out-of-network benefits. If your plan does, your carrier will typically reimburse between 40-70% of our fee. You may also have a deductible, which means you will have to pay up to a certain amount of your services before your plan starts covering some of the cost. If you plan to try for reimbursement, we can submit a claim to your insurance for you. However you will still be required to pay for the full amount of our fee of $250 at the time of service.
DISCLAIMER: Because of the changing nature of health insurance, we cannot guarantee outcomes with your insurance coverage. We do our best to stay up-to-date on healthcare changes, and update this page frequently to reflect current standards. Please check your coverage with your insurance so you know what to expect.